Wealth Management for Life
We use a complete wealth management approach that helps you take clear, simple steps toward looking holistically at your financial picture.
Your assets and legacy are about more than individual investments and retirement strategies. That’s why we put you at the center of a conversation with a trusted financial advisor. It’s a disciplined, step-by-step approach called Wealth Management for Life that focuses on listening to your needs. We then provide choices, recommendations and advice to help you make informed decisions suited to your unique circumstances.
Comprehensive, Fee-based Financial Planning
We’ll work with you to create a plan tailored specifically to your unique situation, touching on all facets of your financial world. Using the latest software, eMoney360, you’ll have access to your written, compressive plan, complete with customized recommendations and in-depth, thorough analysis. You’ll also have optional access to the eMoney Vault, a platform that links all of your assets and liabilities in real-time, regardless of where they are.
Investment Strategies and Asset Management
Based on your risk tolerance, time horizon, tax situation, we work with our clients to structure customized investment strategies. Due to our open architecture, we can choose from a wide variety of asset managers and utilize many of mutual funds, ETFs, Separate Accounts, Unified Managed Accounts, and more.
Insurance and Risk Management
Your financial health is only as good as your protection plan. We’ll shop the marketplace to find the carrier and product that makes the most sense for you. We specialize in life insurance, long-term disability insurance (LTD) and long-term care insurance (LTC).
Through the financial planning process, we utilize our experienced advanced markets team to design estate strategies that accomplish what you want. Whether it’s a focus on speeding up probate, minimizing estate taxes, charitable inclinations, or generational wealth transfer, tailoring your estate plan is a critical step to take, far before you think it’ll be an issue.
The owners of closely-held businesses face unique challenges at every stage along the way. We work with our business-owner clients to design and, where appropriate, fund strategies that include: succession planning, executive carve-out plans, key employee retention, buy-sell arrangements, key-person arrangements, and much more.
Retirement Plans / Qualified Plans
As above, we work with our business owner clients help facilitate their companies’ retirement plans. They can include 401(k) and other defined-contributions plans, as well as defined benefit and deferred-compensation plans. We work with both start-up plans and established, high-balance retirement plans.
In addition to retirement plans, we also offer group benefits plans, including group life insurance, long-term disability and long-term care plans.
Contact us about your goals…for today…the future…and for the legacy you leave behind.
Securities and investment advisory services offered through Securian Financial Services, Inc., Securities Dealer, member FINRA/SIPC.
Financial Advisors do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation.
Separate from the financial plan and our role as financial planner, we may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and you are under no obligation to follow them.